The Artificial Intelligence is transforming the way agricultural financial system through providing data driven insight for taking important financial decision by the service providers. These data along with the traditional physical records are then used by the lenders for examine and assessing the creditworthiness, repayment ability, claim settlement process of the farmers. AI can shift agricultural financial risk management from a reactive approach, to a proactive approach based on early detection, prediction and timely intervention. The current article examines how AI is utilising by the companies in order to improve access to finance.