Agriculture plays a crucial role in India?s economy, yet a significant proportion of farmers, particularly small and marginal ones, face financial constraints that limit their participation in agricultural markets. This article examines how financial limitations such as lack of access to institutional credit, high input costs, inadequate working capital, and dependence on informal lending affect farmers? ability to engage effectively in markets. Financial constraints restrict farmers? capacity to invest in inputs, storage, transportation, and market information systems, often forcing distress sales at lower prices. The study highlights the interconnected nature of financial barriers with infrastructural and institutional challenges, including weak market linkages and limited awareness of modern trading systems. The paper also discusses the role of Farmer Producer Organizations (FPOs), government interventions, and financial inclusion policies in improving market participation. It concludes that addressing financial constraints is essential for enhancing farmers? income, ensuring equitable market access, and promoting sustainable agricultural development in India.